Firm value, diversified capital assets, and credit risk: towards a theory of default correlation

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Credit Risk, Credit Derivatives and Firm Value Based Models

∗Schwartz Center for Economic Policy Analysis, New School, New York, and Center for Empirical Macroeconomics, Bielefeld

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15 صفحه اول

Credit risk models: An analysis of default correlation

This paper examines one of the major problems in credit risk models widely used in the financial industry to forecast future defaults and bankruptcies. We find that even after proper calibration, a representative credit risk model can severely underestimate default correlation. We further find that a likely reason for the underestimation of default correlation is the problematic common practice...

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ژورنال

عنوان ژورنال: The Journal of Credit Risk

سال: 2007

ISSN: 1744-6619

DOI: 10.21314/jcr.2007.053